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HMEQ_Data

HMEQ_Data

active ARFF CC0PublicDomain Visibility: public Uploaded 23-03-2022 by Stewart
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ContextTheconsumercreditdepartmentofabankwantstoautomatethedecisionmakingprocessforapprovalofhomeequitylinesofcreditTodothistheywillfollowtherecommendationsoftheEqualCreditOpportunityActtocreateanempiricallyderivedandstatisticallysoundcreditscoringmodelThemodelwillbebasedondatacollectedfromrecentapplicantsgrantedcreditthroughthecurrentprocessofloanunderwritingThemodelwillbebuiltfrompredictivemodelingtoolsbutthecreatedmodelmustbesufficientlyinterpretabletoprovideareasonforanyadverseactionsrejectionsContentTheHomeEquitydatasetHMEQcontainsbaselineandloanperformanceinformationfor5960recenthomeequityloansThetargetBADisabinaryvariableindicatingwhetheranapplicanteventuallydefaultedorwasseriouslydelinquentThisadverseoutcomeoccurredin1189cases20Foreachapplicant12inputvariableswererecordedAcknowledgementsInspirationWhatifyoucanpredictclientswhodefaultontheirloans

13 features

BADnumeric2 unique values
0 missing
LOANnumeric540 unique values
0 missing
MORTDUEnumeric5053 unique values
518 missing
VALUEnumeric5381 unique values
112 missing
REASONstring2 unique values
252 missing
JOBstring6 unique values
279 missing
YOJnumeric99 unique values
515 missing
DEROGnumeric11 unique values
708 missing
DELINQnumeric14 unique values
580 missing
CLAGEnumeric5314 unique values
308 missing
NINQnumeric16 unique values
510 missing
CLNOnumeric62 unique values
222 missing
DEBTINCnumeric4693 unique values
1267 missing
Show all 13 features

19 properties

NumberOfInstances
5960
Number of instances (rows) of the dataset.
NumberOfFeatures
13
Number of attributes (columns) of the dataset.
NumberOfClasses
Number of distinct values of the target attribute (if it is nominal).
NumberOfMissingValues
5271
Number of missing values in the dataset.
NumberOfInstancesWithMissingValues
2596
Number of instances with at least one value missing.
NumberOfNumericFeatures
11
Number of numeric attributes.
NumberOfSymbolicFeatures
0
Number of nominal attributes.
PercentageOfSymbolicFeatures
0
Percentage of nominal attributes.
AutoCorrelation
Average class difference between consecutive instances.
PercentageOfNumericFeatures
84.62
Percentage of numeric attributes.
PercentageOfMissingValues
6.8
Percentage of missing values.
PercentageOfInstancesWithMissingValues
43.56
Percentage of instances having missing values.
PercentageOfBinaryFeatures
0
Percentage of binary attributes.
NumberOfBinaryFeatures
0
Number of binary attributes.
MinorityClassSize
Number of instances belonging to the least frequent class.
MinorityClassPercentage
Percentage of instances belonging to the least frequent class.
MajorityClassSize
Number of instances belonging to the most frequent class.
MajorityClassPercentage
Percentage of instances belonging to the most frequent class.
Dimensionality
0
Number of attributes divided by the number of instances.
Show all 19 properties

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